Services

"BIG Benefits is a top notch company!  They are professional, client oriented, and go the extra mile every time.  We don't have the means or time to keep up with all the new healthcare regulations and other dynamics that have come into play.  It is a very nice feeling knowing that we have a bneefit provider that has our back.  BIG has always delivered the perfect, custom-made benefit plans that our company has needed which, in turn, has saved us time and money!"

- T Dahl, Owner, Construction Company

Benefits Consulting

As your trusted advisor, BIG Benefits provides solutions to facilitate each phase of successful benefits strategies:

Analysis

  • Quoting, Underwriting, Requests for Proposal, Reporting, Predictive Modeling, cost/benefit reporting

Planning

  • Strategy, Recommendations, Proposals, Cost/benefit reporting, predictive modeling

Implementation

  • Employee education, benefits meetings, benefit guides, online enrollment,

Tracking

  • Monthly and quarterly claims reporting, quarterly Management reviews, client satisfaction surveys, claimstrend analysis, employee education

Group Benefits

  • Medical
  • Pharmacy
  • Dental/Vision
  • Life, AD&D, Disability
  • Employee Assistance Programs

Voluntary Benefits

  • Medical Gap Plans
  • Accident
  • Critical Illness
  • Hospital Indemnity
  • Telemedicine
  • Identity Theft Protection

Health Care Reform

  • Health Exchanges: Individual & Small Group
  • Individual, Federal Subsidies
  • PPACA Training & Planning
  • Employer Mandate Calculator Tools

Wellness Initiatives

 

  • Cost/Benefit Analysis
  • Individual Coaching Programs
  • Accountability Software
  • Predictive Modeling

 

Administrative Services

  • Self-funded Medical, Pharmacy, Dental & Vision Plans
  • Health Reimbursement Arrangements (HRAs)
  • Health Savings Accounts (HSAs)
  • Flexible Spending Accounts (FSAs)
  • COBRA Administration
  • Online Enrollment Tools

Buy/Sell Agreements

Every partnership ought to have a buy/sell agreement in place.  Most do; however, very few buy/sell agreements have been adequately funded in the event of a partner's death or disability.  We implement various life and disability strategies to meet the individual needs of our clients and ensure that a life event does not result in the catastrophic failure of the business due to the immediate financial demands of the buy/sell agreement.