Services

"Over the past decade we have encountered many unique and complex benefits struggles that required a high level of competency and excellence to resolve.  BIG walked us throguh each and every issue and provided strategies that have allowed us to accomplish our benefits goals.  I highly recommend them as a trusted advisor and an expert in the benefits industry."

- G Kelso, CEO, Multi-location Skilled Nursing Company

Benefits Consulting

As your trusted advisor, BIG Benefits provides solutions to facilitate each phase of successful benefits strategies:

Analysis

  • Quoting, Underwriting, Requests for Proposal, Reporting, Predictive Modeling, cost/benefit reporting

Planning

  • Strategy, Recommendations, Proposals, Cost/benefit reporting, predictive modeling

Implementation

  • Employee education, benefits meetings, benefit guides, online enrollment,

Tracking

  • Monthly and quarterly claims reporting, quarterly Management reviews, client satisfaction surveys, claimstrend analysis, employee education

Group Benefits

  • Medical
  • Pharmacy
  • Dental/Vision
  • Life, AD&D, Disability
  • Employee Assistance Programs

Voluntary Benefits

  • Medical Gap Plans
  • Accident
  • Critical Illness
  • Hospital Indemnity
  • Telemedicine
  • Identity Theft Protection

Health Care Reform

  • Health Exchanges: Individual & Small Group
  • Individual, Federal Subsidies
  • PPACA Training & Planning
  • Employer Mandate Calculator Tools

Wellness Initiatives

 

  • Cost/Benefit Analysis
  • Individual Coaching Programs
  • Accountability Software
  • Predictive Modeling

 

Administrative Services

  • Self-funded Medical, Pharmacy, Dental & Vision Plans
  • Health Reimbursement Arrangements (HRAs)
  • Health Savings Accounts (HSAs)
  • Flexible Spending Accounts (FSAs)
  • COBRA Administration
  • Online Enrollment Tools

Buy/Sell Agreements

Every partnership ought to have a buy/sell agreement in place.  Most do; however, very few buy/sell agreements have been adequately funded in the event of a partner's death or disability.  We implement various life and disability strategies to meet the individual needs of our clients and ensure that a life event does not result in the catastrophic failure of the business due to the immediate financial demands of the buy/sell agreement.